Welcome to www.tropicalloan.com (the "Website"), operated by Tropical Loans LLC ("Tropical Loans", "we", "us" or "our"). By accessing or using the Website, you agree to these Terms & Conditions. If you do not agree, please do not use the Website.
1. Use of the Website
You may use the Website only for lawful purposes and in accordance with these Terms. You agree not to misuse the Website, including by submitting false information, attempting to gain unauthorized access to our systems, interfering with its operation, or using automated tools to collect content without our permission.
2. Information Only — Not an Offer or Commitment to Lend
The content of the Website, including loan programs, amounts, terms, leverage, rates and examples, is provided for general informational purposes only. It does not constitute an offer, commitment or guarantee to lend, nor financial, legal or tax advice. All loans are subject to application, underwriting, credit approval, property evaluation, documentation and closing conditions. Programs and terms may change at any time without notice.
3. Business-Purpose Loans
Our loan programs are intended exclusively for business and investment purposes, such as the acquisition, renovation, construction or refinancing of investment real estate. We do not offer loans for personal, family or household purposes, or for owner-occupied residences.
4. Information You Submit
You represent that all information you submit through the Website or to our team is true, accurate and complete, and that you are authorized to provide it. Your use of the Website is also governed by our Privacy Policy.
5. Intellectual Property
All content on the Website, including text, logos, graphics, images and design, is owned by Tropical Loans or its licensors and is protected by intellectual property laws. You may not copy, reproduce, distribute or modify it without our prior written permission.
6. Third-Party Links
The Website may contain links to third-party websites for your convenience. We do not control and are not responsible for their content, products or practices.
7. Disclaimer of Warranties
The Website is provided "as is" and "as available". To the fullest extent permitted by law, we disclaim all warranties, express or implied, including warranties of accuracy, merchantability, fitness for a particular purpose and non-infringement. We do not guarantee that the Website will be uninterrupted, secure or error-free.
8. Limitation of Liability
To the fullest extent permitted by law, Tropical Loans and its members, officers, employees and partners will not be liable for any indirect, incidental, special, consequential or punitive damages, or any loss of profits or data, arising from or related to your use of, or inability to use, the Website.
9. Indemnification
You agree to indemnify and hold harmless Tropical Loans from any claims, damages, losses or expenses, including reasonable attorneys' fees, arising from your violation of these Terms or your misuse of the Website.
10. Governing Law
These Terms are governed by the laws of the State of Florida, without regard to its conflict-of-law rules. Any dispute arising from these Terms or the Website will be resolved in the state or federal courts located in Osceola County, Florida.
11. Changes to These Terms
We may update these Terms from time to time. The updated version will be posted on this page with a new "Last updated" date. Your continued use of the Website after any change means you accept the updated Terms.
12. Contact Us
If you have any questions about these Terms & Conditions, please contact us:
- Tropical Loans LLC
- 4311 Cameron Preserve Cir. Suite 103, Kissimmee, FL 34746
- 305.849.5399
- loan@tropicalloan.com